Mind · Money · Life
You know what to do with money. Why is it so hard to do?
One everyday money habit at a time — the feelings, habits and people behind it, in plain words.
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The ₹500 Leak: Why Small Spends Don’t Feel Like Spending
Why do ₹60, ₹180 and ₹240 payments feel like nothing? The psychology behind small spends, and a simple 7-day habit to notice…
Three lenses
I look at money through three lenses
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Money Dates: The Love Language We Forgot
Couples plan holidays and dinners together, but rarely money. Why a calm, regular money date can protect a relationship, and how to…
How every article works
Five short steps. One habit.
- The Moment
- What’s Going On
- What’s Behind It
- One Habit
- Your 7-Day Check

Who writes this
Himanshu Gulati
A Chartered Accountant studying psychology. I write about the habits, feelings and relationships behind everyday money decisions. Why I started →
My promise
- Free to read. Education only, never advice for your situation.
- Sources are named, and my own views are labelled as mine.
- If I get something wrong, I will correct it and show the date.